Permitted Activities
Below you’ll find an extensive list of activities covered by the FREE Public Liability Insurance included with your BAPIA membership.
If your business involves an activity that isn’t listed, don’t worry - simply get in touch with us. We’ll be happy to discuss your requirements and explore whether this can be covered by the policy.
Full BAPIA Membership
Core Balloon, Floral & Party Activities
Selling, hiring, decorating and displaying balloons, flowers, party and allied products
Exploding balloons
Chinese confetti bursts
Table centrepieces with candles
Christmas trees used as part of decorations, provided they are erected outdoors
Event Décor & Styling
Light-up letters and numbers
Sequin and shimmer walls
Venue decoration with fabric and starlight backdrops
Photo backdrops
Magic mirrors
Decorative mannequins
Red carpets
Battery floor lights
Rope and pole barriers
Favour trees
Neon signs
Balloon drops, subject to the applicable height-limit exclusion
Bubble Houses
Temporary dance floors
Garden igloos up to 3.5 metres in diameter
Hire of tables and chairs
Food, Treats & Catering
Candy carts and buffets
Ice cream dispensing
Chocolate fountains
Candy floss
Popcorn
Slush drinks
Supply of decorated cakes for parties and functions
Doughnut and Prosecco walls
Hire of catering utensils, including plate warmers, tablecloths and chair covers
Edible bouquets
Hand castings
Fruit buffets
Cookie buffets
Homemade chocolates
Bouquets incorporating bottles of alcohol
Equipment & Special Effects
Photo booths
Cold spark machines
CO₂ machines
Dry ice machines
Smoke machines
Hire and/or supply of helium gas bottles for inflating balloons
Helium regulators
Electric air inflators
Training
Training in balloon décor skills
Training in face painting
Creative make-up workshops
Children’s Parties & Activities
Teepees and sleepover parties
Bell tents up to 5 metres
Small soft-play hire, including stay-and-play sessions
Children’s party games and discos
Themed children’s parties
Mascot hire, with or without a person inside
Small and basic children’s pamper parties for children and accompanying adults
Exotic pet parties
Children’s make-up
Tuff trays and sensory trays
Children’s axe throwing, subject to relevant risk assessments, supervision and suitable equipment
Plaster-making and painting kits
Products, Gifts & Retail
Fancy dress hire
Event stationery
Dress jewellery
Printed ribbons
Nappy cakes
Clothes parties
Retail of fancy goods at trade fairs and markets
Gift-wrapping services
Personalised gifts, including keychains and mugs
Corporate personalisation
Digital products
Unmanned concession stalls within bona fide retail centres for the sale of goods covered by the insured business description
Creative Activities & Entertainment
Slight-of-hand magic
Juggling entertainment
Hair beading
Semi permanent hair extensions
Face painting
Glitter tattoos
Airbrushing
Arts and crafts parties, including glues, child-safe scissors, paints, stickers, musical instruments, sensory toys and bubbles
Manufacture and sale of reshaped crayons
Paper sculptures and piñatas
Bubbleology and bubble shows
Stilt-walking entertainment
Disco services
Paint & Sip parties
Specifically NOT Covered
The following activities are specifically listed as not covered under the standard BAPIA membership insurance:
Bouncy castles
Hot tub hire
Fire juggling
Motorised vehicles
Motorised toys
Important Cover Restrictions
Some covered activities have specific restrictions:
Small soft-play hire does not include abuse/molestation cover.
Children’s pamper parties do not include professional beauty treatments.
Slight-of-hand magic and juggling do not include hazardous tricks involving powder flashes, knives or similar activities.
Balloon drops are subject to the applicable height-limit exclusion.
Children’s axe throwing is only covered where appropriate risk assessments and supervision are in place and the equipment cannot cause injury.
The main balloon, floral and party business description excludes other special effects unless they are specifically listed as covered above.
If you are unsure if the cover provided is suitable for you or if you want to check if a product or service that you supply is covered, please contact us and we will do our very best to assist you and if we cannot do so we will refer it to our brokers.
Face Painter Membership
Face Painting & Body Art
Face painting
Glitter tattoos
Henna
Jagua Henna
Airbrushing
Hair & Creative Services
Hair braiding
Temporary coloured hair wax
Semi permanent hair extensions
Window art
Entertainment
Bubbleology and bubble shows
Equipment & Additional Activities
Gazebos used as protective cover while providing face-painting services
Sale of trinkets, jewellery and similar items as an accessory to face-painting services
Age Limits
Activities must be carried out legally and safely.
Face painting must not be carried out on children under 3 years old.
If you are unsure if the cover provided is suitable for you or if you want to check if a product or service that you supply is covered, please contact us and we will do our very best to assist you and if we cannot do so we will refer it to our brokers.