Permitted Activities

Below you’ll find an extensive list of activities covered by the FREE Public Liability Insurance included with your BAPIA membership.

If your business involves an activity that isn’t listed, don’t worry - simply get in touch with us. We’ll be happy to discuss your requirements and explore whether this can be covered by the policy.

Full BAPIA Membership

Core Balloon, Floral & Party Activities

  • Selling, hiring, decorating and displaying balloons, flowers, party and allied products

  • Exploding balloons

  • Chinese confetti bursts

  • Table centrepieces with candles

  • Christmas trees used as part of decorations, provided they are erected outdoors

Event Décor & Styling

  • Light-up letters and numbers

  • Sequin and shimmer walls

  • Venue decoration with fabric and starlight backdrops

  • Photo backdrops

  • Magic mirrors

  • Decorative mannequins

  • Red carpets

  • Battery floor lights

  • Rope and pole barriers

  • Favour trees

  • Neon signs

  • Balloon drops, subject to the applicable height-limit exclusion

  • Bubble Houses

  • Temporary dance floors

  • Garden igloos up to 3.5 metres in diameter

  • Hire of tables and chairs

Food, Treats & Catering

  • Candy carts and buffets

  • Ice cream dispensing

  • Chocolate fountains

  • Candy floss

  • Popcorn

  • Slush drinks

  • Supply of decorated cakes for parties and functions

  • Doughnut and Prosecco walls

  • Hire of catering utensils, including plate warmers, tablecloths and chair covers

  • Edible bouquets

  • Hand castings

  • Fruit buffets

  • Cookie buffets

  • Homemade chocolates

  • Bouquets incorporating bottles of alcohol

Equipment & Special Effects

  • Photo booths

  • Cold spark machines

  • CO₂ machines

  • Dry ice machines

  • Smoke machines

  • Hire and/or supply of helium gas bottles for inflating balloons

  • Helium regulators

  • Electric air inflators

Training

  • Training in balloon décor skills

  • Training in face painting

  • Creative make-up workshops

Children’s Parties & Activities

  • Teepees and sleepover parties

  • Bell tents up to 5 metres

  • Small soft-play hire, including stay-and-play sessions

  • Children’s party games and discos

  • Themed children’s parties

  • Mascot hire, with or without a person inside

  • Small and basic children’s pamper parties for children and accompanying adults

  • Exotic pet parties

  • Children’s make-up

  • Tuff trays and sensory trays

  • Children’s axe throwing, subject to relevant risk assessments, supervision and suitable equipment

  • Plaster-making and painting kits

Products, Gifts & Retail

  • Fancy dress hire

  • Event stationery

  • Dress jewellery

  • Printed ribbons

  • Nappy cakes

  • Clothes parties

  • Retail of fancy goods at trade fairs and markets

  • Gift-wrapping services

  • Personalised gifts, including keychains and mugs

  • Corporate personalisation

  • Digital products

  • Unmanned concession stalls within bona fide retail centres for the sale of goods covered by the insured business description

Creative Activities & Entertainment

  • Slight-of-hand magic

  • Juggling entertainment

  • Hair beading

  • Semi permanent hair extensions

  • Face painting

  • Glitter tattoos

  • Airbrushing

  • Arts and crafts parties, including glues, child-safe scissors, paints, stickers, musical instruments, sensory toys and bubbles

  • Manufacture and sale of reshaped crayons

  • Paper sculptures and piñatas

  • Bubbleology and bubble shows

  • Stilt-walking entertainment

  • Disco services

  • Paint & Sip parties

Specifically NOT Covered

The following activities are specifically listed as not covered under the standard BAPIA membership insurance:

  • Bouncy castles

  • Hot tub hire

  • Fire juggling

  • Motorised vehicles

  • Motorised toys

Important Cover Restrictions

Some covered activities have specific restrictions:

  • Small soft-play hire does not include abuse/molestation cover.

  • Children’s pamper parties do not include professional beauty treatments.

  • Slight-of-hand magic and juggling do not include hazardous tricks involving powder flashes, knives or similar activities.

  • Balloon drops are subject to the applicable height-limit exclusion.

  • Children’s axe throwing is only covered where appropriate risk assessments and supervision are in place and the equipment cannot cause injury.

  • The main balloon, floral and party business description excludes other special effects unless they are specifically listed as covered above.

If you are unsure if the cover provided is suitable for you or if you want to check if a product or service that you supply is covered, please contact us and we will do our very best to assist you and if we cannot do so we will refer it to our brokers.


Face Painter Membership

Face Painting & Body Art

  • Face painting

  • Glitter tattoos

  • Henna

  • Jagua Henna

  • Airbrushing

Hair & Creative Services

  • Hair braiding

  • Temporary coloured hair wax

  • Semi permanent hair extensions

  • Window art

Entertainment

  • Bubbleology and bubble shows

Equipment & Additional Activities

  • Gazebos used as protective cover while providing face-painting services

  • Sale of trinkets, jewellery and similar items as an accessory to face-painting services

Age Limits

Activities must be carried out legally and safely.

  • Face painting must not be carried out on children under 3 years old.

If you are unsure if the cover provided is suitable for you or if you want to check if a product or service that you supply is covered, please contact us and we will do our very best to assist you and if we cannot do so we will refer it to our brokers.